Mortgage rate changes happen all the time. Sometimes it’s a full percentage point over a period of time, and sometimes we’re talking about a change of just .10%.
But what do those numbers actually mean to a buyer’s monthly budget?
Let’s put some real numbers to it using the Austin-area housing market. We’ll use a $435,000 home, roughly where the Austin-area median home price has been hovering, with 20% down and a 30-year fixed-rate mortgage. Continue reading

Find the latest Austin, Texas real estate news here. In August, the median home price was $412,000—6.4% lower than August of 2025 
Austin, Texas real estate
Austin, Texas real estate
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